Terms of Use

Last updated 14 July 2026

These Terms of Use ("Terms") are effective as of the date shown above and govern your access to and use of the mobile application Spend Your Habits (the "App") and the website https://spendyourhabits.com (the "Site"), together with all related features and services (collectively, the "Service").

Please read these Terms carefully. By downloading, installing, accessing, or using the Service, you agree to be bound by these Terms. If you do not agree, do not download, install, access, or use the Service.

1. Who we are; acceptance of the terms

The Service is provided by Ludosati SL, a Spanish limited company (sociedad limitada) with registered office at Calle De Valverde 17, 3C, 28004 Madrid, Spain, holding tax identification number (NIF) B19831650, registered at the Registro Mercantil de Madrid, Hoja M-826660, Inscripción 1ª ("Ludosati", "we", "us", or "our").

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and by any documents expressly incorporated by reference. These Terms constitute a binding agreement between you and Ludosati.

Two further documents apply to your use of the Service and are published as separate pages on the Site: the Privacy Policy, which explains how we process personal data, and the Legal Notice, which sets out the statutory information about Ludosati as service provider. Both documents are incorporated into these Terms by reference for the purpose of the information duties they fulfil. In the event these Terms and the Privacy Policy conflict on a matter of data protection, the Privacy Policy governs that matter.

If you have any questions about these Terms, you may contact us through the contact form on our Support page.

2. Eligibility

The Service is intended for individuals who are at least 16 years of age. By using the Service, you confirm and represent that you are at least 16 years old and that you have the legal capacity to enter into a binding agreement. If you do not meet this age requirement, you may not use the Service.

If you use the Service on behalf of another person or entity, you represent that you are authorised to accept these Terms on their behalf; in any case, the individual user remains responsible for compliance with these Terms.

3. The service

Spend Your Habits is a gamified habit-tracking tool. Its core loop is simple: you define your own habits and, by completing them, you earn virtual coins that you may "spend" on personal rewards that you define for yourself. The App is available for iOS through the Apple App Store and for Android through Google Play. The Site provides information about the product, a Support page, and related resources.

The Service is local-first: your habit data is stored primarily on your own device. An account is required to use the App, and an automatic whole-database cloud backup protects that local data across reinstalls and devices (see Sections 5 and 8). A paid subscription is also required after any applicable trial or offline grace period.

The Service evolves over time. We may add, modify, or remove features, and we may change how the Service works, as described in Section 18. Nothing in these Terms obliges us to maintain any particular feature indefinitely, subject to your mandatory statutory rights.

4. License grant

Subject to your compliance with these Terms and with the applicable rules of the store from which you obtained the App (the Apple App Store or Google Play, each a "Store"), Ludosati grants you a personal, non-exclusive, non-transferable, non-sublicensable, and revocable license to install and use the App, in object-code form, on devices that you own or control, solely for your personal, non-commercial use.

This license does not transfer any ownership rights to you. All rights not expressly granted are reserved by Ludosati and its licensors (see Section 9). You may not rent, lease, lend, sell, redistribute, or otherwise make the App available to third parties, except as permitted by the applicable Store rules or by mandatory law.

5. Accounts

You must create or sign in to a personal account to use the App, using an email address and password, Google sign-in, or Apple sign-in. The following applies to your account:

You agree to provide accurate and current registration information and to keep it up to date.
You are responsible for keeping your credentials confidential and secure, and for all activity that occurs under your account. You should notify us through the Support page if you believe your account has been compromised.
Accounts are personal. You may hold one account per person and may not share your account or allow others to use it.
We may suspend or restrict access to an account where we reasonably believe these Terms have been breached, subject to any notice required by mandatory law (see Section 17).

You may request deletion of your account at any time, including through the data-deletion form on the Support page. Deleting your account removes the cloud backup associated with it and results in the loss of any data held in that backup; habit data stored locally on your device is governed by your own device settings and is not affected by server-side deletion unless you also remove it from the device.

6. Acceptable use

You agree to use the Service lawfully and in accordance with these Terms. In particular, you agree that you will not:

reverse engineer, decompile, or disassemble the App or otherwise attempt to derive its source code, except to the extent that such activity cannot be prohibited under mandatory law (for example, where permitted for interoperability purposes under applicable European Union law);
scrape, harvest, or abuse the Site, its forms, or the AI chat, or otherwise place an unreasonable or disproportionate load on our infrastructure (rate limits apply and may be enforced);
circumvent, disable, or interfere with any security or technical protection measures;
use the Service for any unlawful, fraudulent, or harmful purpose, or in violation of any applicable law or third-party right;
interfere with, disrupt, or attempt to gain unauthorised access to the Service, its servers, or any connected network;
access the Service through automated means (bots, scripts, or scrapers) other than as we expressly permit; or
misuse the deletion, contact, or support forms, including by submitting false, abusive, or automated requests.

We may investigate and take appropriate action against any conduct that we reasonably consider to breach this Section, including restricting or terminating access as described in Section 17.

7. Virtual coins & rewards

Virtual coins and rewards are game mechanics only. They exist solely to make habit-building more motivating and enjoyable within the App.

You acknowledge and agree that virtual coins:

have no monetary value whatsoever;
are not exchangeable for cash or for anything of value outside the App;
are not transferable to any other person or account;
cannot be purchased with real money; and
may be earned, spent, adjusted, corrected, or reset by the App's internal logic, for example to correct errors, to reflect changes you make to your habits, or as part of maintenance of the Service.

Because virtual coins have no monetary value, you have no right to any refund, compensation, or claim in respect of coins that are adjusted, reset, or extinguished, and no such adjustment affects any amount you may have paid for a subscription. Rewards are self-defined items that you choose to redeem within the App; they are private to you and are not provided, fulfilled, or guaranteed by Ludosati.

8. Subscriptions & purchases

The App offers one subscription entitlement, available on a monthly or yearly basis, which is required for continued use after any applicable trial or offline grace period. Both billing periods provide the same App features. Subscriptions are purchased exclusively through the Apple App Store or Google Play. Ludosati does not sell subscriptions directly and does not process any payment or store any payment-card data.

Pricing. The price of the subscription is the price displayed in the applicable Store listing at the time of purchase, including any applicable taxes as shown at checkout. The Store, not Ludosati, determines the currency, tax treatment, and the exact amount charged.

Billing, renewal, and cancellation. Billing, renewal, and cancellation are handled by Apple or Google under the terms of the relevant Store and of your Store account. Subscriptions auto-renew for successive periods (monthly or yearly, as selected) until you cancel. You can cancel at any time through your Store subscription settings:

Apple App Store: open Settings on your device, tap your name, then Subscriptions, and manage or cancel the subscription there.
Google Play: open the Google Play app, go to Payments & subscriptions, then Subscriptions, and manage or cancel the subscription there.

Cancelling stops the next renewal; you generally retain access until the end of the period already paid for. Ludosati does not provide pro-rated refunds for the unused portion of a paid period, although the applicable Store's policies may provide otherwise, and your mandatory statutory rights are unaffected.

Free trial. A free introductory trial offer may be available through the Store as a store-native intro offer. Where offered, the Store may require a valid payment method at sign-up, and the trial automatically converts into a paid subscription unless you cancel before the trial ends, in accordance with the Store's mechanics and disclosures. The precise terms, duration, and eligibility of any trial are those presented to you by the Store at the time of the offer.

Refunds. Because purchases are made through the Stores, any refund is requested and processed through the applicable Store's own refund process, subject to that Store's policies and to your mandatory statutory rights.

EU/EEA right of withdrawal for digital content. If you are a consumer in the European Union or European Economic Area, you generally have a 14-day right of withdrawal for digital content and services under Directive 2011/83/EU. However, where the Store's checkout obtains your express prior consent to the immediate performance of the contract and your acknowledgment that you thereby lose your right of withdrawal, that right lapses in accordance with Article 16(m) of Directive 2011/83/EU. Where such consent and acknowledgment are not obtained, the right of withdrawal applies. Apple and Google implement this consent-and-acknowledgment flow within their own purchase processes, and the exercise of any withdrawal right is handled through the applicable Store.

9. Intellectual property

The Service, including the App, the Site, their software, design, structure, text, graphics, user interface, and the "Spend Your Habits" name, logos, and branding, are owned by Ludosati or its licensors and are protected by intellectual-property laws. Except for the limited license granted in Section 4, these Terms do not transfer any intellectual-property rights to you, and you may not copy, modify, distribute, or create derivative works from the Service except as permitted by these Terms or by mandatory law.

Your data. You retain ownership of the private habit and reward data that you create in the App. We do not claim ownership of that content, and we do not publish it (see the Privacy Policy for how we process it).

Feedback. If you choose to send us suggestions, ideas, or other feedback about the Service, you grant Ludosati a non-exclusive, royalty-free, worldwide, perpetual, and irrevocable license to use that feedback for any purpose, including to improve the Service, without any obligation or compensation to you. You are not required to provide feedback.

10. AI features disclaimer

The Site includes an AI assistant for answering product questions, and the App may include similar assistant features. Any output produced by these AI features is informational only. It is generated automatically, may be inaccurate, incomplete, or out of date, and does not constitute advice or a commitment by Ludosati. You should not rely on AI output as your sole basis for any decision.

In particular, the AI assistant does not quote prices; the price of any subscription is always the price shown in the applicable Store listing at the time of purchase (see Section 8). AI features do not provide professional advice of any kind (see Section 11).

11. No medical advice

Spend Your Habits is a productivity and motivation tool. It does not provide medical, psychological, mental-health, or other health advice, diagnosis, or treatment, and it is not a substitute for professional care.

Nothing in the App or on the Site (including habit suggestions, tracking data, streaks, coins, rewards, or AI output) should be understood as a health recommendation or as guidance to start, stop, or change any medical, psychological, dietary, or fitness regimen. If you have any concern about your physical or mental health, or before making significant changes to your health-related routines, you should consult a qualified professional. If you believe you are experiencing a medical emergency, contact your local emergency services immediately.

12. Third-party services & stores

The App is distributed through, and subscriptions are billed by, the Apple App Store and Google Play. Your download and use of the App, and any purchase you make, are also subject to the terms and policies of the applicable Store, in addition to these Terms. The Service may also rely on other third-party services (for example, sign-in providers). Your use of those services may be subject to their own terms, and Ludosati is not responsible for third-party services except as required by mandatory law.

13. Apple-required terms

The following provisions apply where you obtain the App from the Apple App Store, in addition to the rest of these Terms. In the event of any conflict between this Section and the other provisions of these Terms in respect of the App obtained from the Apple App Store, this Section prevails as to that App.

Parties. These Terms are concluded between you and Ludosati only, and not with Apple Inc. ("Apple"). Ludosati, not Apple, is solely responsible for the App and its content.
Maintenance and support. Apple has no obligation whatsoever to furnish any maintenance or support services in respect of the App.
Warranty. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price of the App to you (if any); to the maximum extent permitted by applicable law, Apple has no other warranty obligation whatsoever with respect to the App. Any other claims, losses, liabilities, damages, costs, or expenses attributable to a failure to conform to any warranty are the sole responsibility of Ludosati.
Product claims. Ludosati, not Apple, is responsible for addressing any claims relating to the App or your use of it, including (i) product-liability claims, (ii) any claim that the App fails to conform to any applicable legal or regulatory requirement, (iii) claims arising under consumer-protection, privacy, or similar legislation, and (iv) intellectual-property claims, all to the extent required by these Terms and by applicable law.
Intellectual-property infringement. In the event of any third-party claim that the App or your possession and use of the App infringes that third party's intellectual-property rights, Ludosati, not Apple, will be solely responsible for the investigation, defence, settlement, and discharge of any such claim to the extent required by these Terms.
Third-party beneficiary. You acknowledge and agree that Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and that, upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.
Legal compliance. You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist-supporting" country, and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
Third-party terms. You must comply with any applicable third-party terms of agreement when using the App.

14. Google Play terms

The following applies where you obtain the App from Google Play. You acknowledge that Google LLC ("Google") is not a party to these Terms and has no obligations or liability with respect to the App or your use of it. Your download and use of the App from Google Play are subject to the Google Play Terms of Service and related Google policies then in force.

15. Warranties & disclaimers

To the maximum extent permitted by applicable law, the Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, statutory, or otherwise, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising from course of dealing or usage. We do not warrant that the Service will be uninterrupted, error-free, secure, or free of harmful components, or that any defect will be corrected.

Consumer carve-out. Nothing in these Terms excludes, restricts, or modifies any mandatory statutory right that you may have as a consumer under EU or Spanish law that cannot be waived or limited by agreement. In particular, nothing affects your statutory rights to conformity of digital content and digital services under Directive (EU) 2019/770 and its Spanish implementing legislation, including your rights to have non-conforming digital content or services brought into conformity, or to a price reduction or termination, as applicable. Where mandatory law grants you rights or remedies that are broader than those in this Section, those rights and remedies prevail.

16. Limitation of liability

Subject to the mandatory carve-outs below, and to the maximum extent permitted by applicable law:

Ludosati shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, goodwill, or anticipated savings, arising out of or in connection with the Service; and
Ludosati's total aggregate liability arising out of or in connection with the Service shall not exceed the greater of (i) the amounts you paid, if any, for the subscription in the twelve (12) months preceding the event giving rise to the liability, or (ii) a modest fixed amount of fifty euros (€50).

Mandatory carve-outs. Nothing in these Terms limits or excludes Ludosati's liability for: (a) wilful misconduct or gross negligence (dolo o culpa grave); (b) death or personal injury caused by our negligence; (c) fraud or fraudulent misrepresentation; or (d) any other liability that cannot be limited or excluded under mandatory law, including mandatory consumer-protection law. Where you are a consumer, these limitations apply only to the extent permitted by the mandatory rules that protect you, and your statutory rights under Section 15 are unaffected.

Data and backups. Because the Service is local-first, your habit data resides primarily on your device. The App automatically stores a whole-database cloud backup after account creation, but no backup system can guarantee that every recent local change has uploaded before a device is lost, fails, or is reset. You remain responsible for the security and availability of your device. Our liability for data loss remains subject to your mandatory statutory rights.

17. Termination

By you. You may stop using the Service at any time. You may terminate these Terms by deleting your account (see Section 5) and removing the App from your devices. Cancelling a subscription is done through your Store settings (see Section 8).

By us. We may suspend or terminate your access to the Service, in whole or in part, if you materially breach these Terms, or where required to comply with law or to protect the Service or other users. Where you are a consumer, we will give you reasonable prior notice where required by mandatory law, unless the breach is serious or notice is not legally required.

Effect of termination. On termination, the license in Section 4 ends and you must cease using the App. Any virtual coins are extinguished and have no value, and you have no claim in respect of them (see Section 7). Termination does not automatically entitle you to a refund of amounts already paid for a subscription; refunds for paid periods are governed by the applicable Store's refund policies and by your mandatory statutory rights. Provisions that by their nature should survive termination (including Sections 7, 9, 15, 16, 19, 20, and 21) survive.

18. Changes to the service and to the terms

We may modify the Service and these Terms from time to time, for example to reflect changes in features, in the law, or in how we operate. Where we make a material change to these Terms, we will provide reasonable notice by appropriate means (such as in-app notice or a notice on the Site) before the change takes effect.

Your continued use of the Service after a change takes effect constitutes acceptance of the updated Terms, where such acceptance is lawful. Where you are a subscribed consumer and a change is materially adverse to you, you may cancel your subscription through your Store settings before the change takes effect, and your mandatory statutory rights, including any right to reject changes, are unaffected.

19. Governing law & jurisdiction

These Terms, and any non-contractual obligations arising out of or in connection with them, are governed by Spanish law.

If you are a consumer, this choice of law does not deprive you of the protection of the mandatory provisions of the law of your country of habitual residence, and you may bring proceedings in, and are subject to, the courts of your place of domicile, in accordance with applicable EU consumer-protection and jurisdiction rules.

If you are not a consumer, the parties submit to the exclusive jurisdiction of the courts of the city of Madrid, Spain, to the extent permitted by applicable law.

20. Dispute resolution and alternative dispute resolution (ADR)

If you have a concern or complaint, please first contact us through the contact form on our Support page so that we can try to resolve the matter directly.

Please note that the European Commission's Online Dispute Resolution (ODR) platform was discontinued in July 2025 and is therefore no longer available; we do not refer you to it. If you are a consumer, you may nonetheless be able to use the consumer-arbitration and other alternative-dispute-resolution bodies available in your country of residence, and, in Spain, to address the Consumer Arbitration Boards (Juntas Arbitrales de Consumo) of Spain's consumer-arbitration system (Sistema Arbitral de Consumo) and the competent state and regional consumer-protection authorities, as applicable.

Except where participation is required by mandatory law, Ludosati is not obliged to, and does not commit in advance to, participate in any particular arbitration or ADR scheme. This does not affect your right to bring a complaint before, or to use any mandatory scheme offered by, the competent authorities.

21. Miscellaneous

Severability. If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision will be modified to the minimum extent necessary or, if it cannot be modified, severed, and the remaining provisions will continue in full force and effect.

No waiver. Our failure to enforce any provision of these Terms is not a waiver of that provision or of any other, and no waiver is effective unless made in writing.

Assignment. You may not assign or transfer your rights or obligations under these Terms without our prior written consent. Ludosati may assign or transfer these Terms, in whole or in part, in connection with a merger, acquisition, reorganisation, or sale of assets, provided that your rights under these Terms are not thereby diminished.

Entire agreement. These Terms, together with the Privacy Policy and the Legal Notice and the applicable Store terms, constitute the entire agreement between you and Ludosati regarding the Service and supersede any prior agreements on that subject matter.

Language. These Terms may be made available in more than one language. All language versions are intended to state the same content. For Spanish consumers, where a Spanish-language statutory version is provided and there is any conflict between versions, the Spanish version prevails; otherwise the versions are of equal effect and any translation is provided for convenience.

Contact. For any question about these Terms, or to send us a notice, please use the contact form on our Support page. Statutory information about Ludosati is available on the Legal Notice page of the Site.